Medical Bills Pile up, How are they Paid After a Wreck?
If you’re involved in a motorcycle wreck, it’s very likely that you’ll end up with some medical bills. Broken bones occur in the majority of bike wrecks, and healing can take weeks or months.
But what happens when those bills just keep coming and your settlement hasn’t been figured out yet? How do you pay the medical bills when you don’t have an income? The Car Crash Captain explains some of your options.
Your Insurance Should Cover Some of the Bills
Before you hop onto the motorcycle for the first time, make sure that your insurance is up to the task of taking care of your medical needs.
What’s that entail? It means checking with your agent to see if you have not just medical coverage, but a personal injury protection (PIP) rider on it. This type of no-fault coverage means your bills are handled regardless of who is determined to be the at-fault party.
Medical payments on your regular auto insurance often only cover $2,500 or $5,000 of your bills (depending on your limits). If you’re seriously injured, you’ll use that up in the ambulance ride alone. You need something more to ensure you’re not left struggling.
There are Settlement Loans Available
There are companies out there that provide loans that pay out your settlement before you actually receive the settlement.
These are generally not recommended!
There are a lot of issues with this type of loan (it’s kind of like a payday loan). They often come with high interest rate, and your settlement isn’t guaranteed. In the unlikely event that something falls through, you’re still on the hook to repay the loan.
Let Your Personal Injury Lawyer Negotiate with the Hospitals
Your personal injury lawyer is here to help with all aspects of your recovery. After a motorcycle wreck, quickly get copies of medical bills to the offices of Herbert Law Group. We’ll figure it out, negotiate on your behalf, and make sure you are taken care of.
Regardless of whether or not you’re struggling to pay your hospital bills, we need these records to ensure we are maximizing the settlement from the insurance company.
Get in touch with Herbert Law Group After a Motorcycle Wreck
After a motorcycle wreck, you have injuries that you need to focus on. You don’t need to focus on dealing with bills, insurance agents, or any of that other stuff. Your primary concern: heal completely.
Let the professional motorcycle wreck lawyers over at Herbert Law Group handle the paperwork for you. We work toward a larger settlement than you can achieve on your own; one that will fully compensate you for your losses.
Plus, we take that entire burden off your plate. How much better does it get than that?