5 Tips for Riding your Motorcycle in the Rain

Dallas motorcycle attorney riding in the rain

Fall is Coming and so is the Rain

As the weather starts to cool, we start to see some rain coming down.  It’s not that fall is especially rainier than the rest of the summer, but rather the cooler weather means the streets stay wet longer, and the risks while riding increase.

From slick streets, to diminished visibility, to cooler weather; the fall can be an exciting time to ride your motorcycle, but it takes a little extra precaution to ensure that you don’t become the victim of a motorcycle crash.

Today, the Car Crash Captain lays out a handful of tips so you can stay safe on two wheels, even if you’re caught in the rain.

How to Stay Safe on your Motorcycle in the Rain

When it’s pouring down rain all day long, most riders aren’t going to venture out.  It’s just not a whole lot of fun to get soaked to the bone.  But we can’t always tell when that rain is going to come out of nowhere.  Sometimes you just get caught in the rain.

When that happens, these 5 tips will help ensure you get home safely.

Brighten things Up a Bit – We don’t just mean use your headlights, that’s kind of a given since the bulk of motorcycles on the road today don’t get the option to turn the headlights off.

No, we mean in regards to your clothing.  When it’s raining, it’s harder to see.  Dark clothing blends in with the background much more than brighter clothing.  So opt for those yellows, oranges, and pinks so you’re able to stand out and be seen.

Slow things Down a Bit – Just like any accident prevention tip, slower is less lethal.  The bulk of deaths on American roads happen at higher speeds.  It’s just simple physics.

When it’s raining or wet outside, slowing down can mean two things.  First, you’re able to react much faster in the event that another driver does something stupid.  Second, you’re able to recover much better if you happen to lose control.

Smooth is Your Friend – Nobody likes riding on bumpy roadways.  But when it comes to a smooth ride, we’re not talking about the terrain.

Instead, we’re talking about your movements.  Keep them nice and fluid (no pun intended; well, a small pun intended).  Ease on and off the throttle, on and off the brakes, lean sparingly so if you hit a slick spot you don’t end up on your side.  You get it.

Puddles are Not Your Friends – Puddles are fun to splash in when you’re a kid.  If you’re on a bicycle and you want to spray water all over, then by all means zip right through them.  Even small puddles if you’re driving on four wheels aren’t an issue.

Busting down the roadway on two wheels can mean losing control after hitting something unseen beneath the surface.  We actually have a short video of what can happen if you go through a puddle.

Walk… er, Ride, the Line – When the conditions outside aren’t great, it’s best to play it safe.

On wet roadways, modern tires are really good at shedding water out of the way.  You can actually see the result when you’re following someone; that line where they just drove will be the driest (and often the least slick) spot.  Put your wheels in those wheel lines, and ride the line.

Get in Touch with Herbert Law Group if You’ve been in a Wreck

Following safety tips when riding a motorcycle means that you’re less likely to be involved in a wreck.  But it doesn’t mean you’re always going to be safe.  There’s one thing we can’t account for.

We can’t prevent other motorists from acting negligently.

If that happens, and you’re the victim of a motorcycle wreck, then you need an experienced motorcycle attorney from the Dallas area to help you receive financial compensation, so that you can heal.

Give us a call at 214-414-3808, or fill out the contact form on our site and we’ll be in touch shortly for your free consultation.

After a Motorcycle Wreck, how do you Pay Medical Bills?

after a motorcycle wreck find a personal injury lawyer

Medical Bills Pile up, How are they Paid After a Wreck?

If you’re involved in a motorcycle wreck, it’s very likely that you’ll end up with some medical bills.  Broken bones occur in the majority of bike wrecks, and healing can take weeks or months.

But what happens when those bills just keep coming and your settlement hasn’t been figured out yet?  How do you pay the medical bills when you don’t have an income?  The Car Crash Captain explains some of your options.

Your Insurance Should Cover Some of the Bills

Before you hop onto the motorcycle for the first time, make sure that your insurance is up to the task of taking care of your medical needs.

What’s that entail?  It means checking with your agent to see if you have not just medical coverage, but a personal injury protection (PIP) rider on it.  This type of no-fault coverage means your bills are handled regardless of who is determined to be the at-fault party.

Medical payments on your regular auto insurance often only cover $2,500 or $5,000 of your bills (depending on your limits).  If you’re seriously injured, you’ll use that up in the ambulance ride alone.  You need something more to ensure you’re not left struggling.

There are Settlement Loans Available

There are companies out there that provide loans that pay out your settlement before you actually receive the settlement.

These are generally not recommended!

There are a lot of issues with this type of loan (it’s kind of like a payday loan).  They often come with high interest rate, and your settlement isn’t guaranteed.  In the unlikely event that something falls through, you’re still on the hook to repay the loan.

Let Your Personal Injury Lawyer Negotiate with the Hospitals

Your personal injury lawyer is here to help with all aspects of your recovery.  After a motorcycle wreck, quickly get copies of medical bills to the offices of Herbert Law Group.  We’ll figure it out, negotiate on your behalf, and make sure you are taken care of.

Regardless of whether or not you’re struggling to pay your hospital bills, we need these records to ensure we are maximizing the settlement from the insurance company.

Get in touch with Herbert Law Group After a Motorcycle Wreck

After a motorcycle wreck, you have injuries that you need to focus on.  You don’t need to focus on dealing with bills, insurance agents, or any of that other stuff.  Your primary concern: heal completely.

Let the professional motorcycle wreck lawyers over at Herbert Law Group handle the paperwork for you.  We work toward a larger settlement than you can achieve on your own; one that will fully compensate you for your losses.

Plus, we take that entire burden off your plate.  How much better does it get than that?

Call us at 214-414-3808, or fill out the contact form on our site, and we’ll be in touch soon to have a free conversation with you to ensure that we’re a good fit.

The Right Motorcycle Insurance Before a Wreck

Texas Motorcycle Accident Lawyer talks Insurance

Know your Coverage Before you Ride

Those who know, know.  That feeling you get when you’re on two wheels.  It’s that feeling of the wind in your face, the open road, and the freedom that comes from being on a motorcycle.

If you keep up with the stats, you also know that there are a whole lot more accidents when you’re on a bike.  Motorists just seem to ignore the fact that when the weather is nice, motorcycles are on the road.  Instead of looking three times to save a life, those habits of complacency fall into place.

Insurance is required for all motorists in Texas.  That includes those on a motorcycle.  But is your coverage enough?  Here are a few points you should talk over with your provider, to make sure all of your bases are covered.

Don’t Go with the Minimum Insurance Amount

Texas requires you to maintain insurance coverage of 30/60/25.  That means you’re covered up to $30,000 for injuries per person, up to a total of $60,000 per wreck, and up to $25,000 for property damage.

But consider the last time you went to the doctor and got out of there without being charged a thousand bucks, or more.  If your wreck hurts someone, and they end up in the hospital for an extended period of time, that bill is going to quickly exceed those minimums.

When purchasing your motorcycle insurance, opt for more than the minimums; it usually won’t cost much more to be protected.

Understand Uninsured/Underinsured Motorist Coverage

UI/UIM coverage protects you in case you’re the victim and the other party doesn’t have insurance or doesn’t have enough insurance.

You know that idea about being injured and in the hospital for an extended period of time?  If the other driver has the minimum coverage, your bills might exceed the limits on their policy.  If they don’t have any assets, you’re stuck footing that bill.

UI/UIM coverage will kick in to pay those bills if you’re injured in a motorcycle accident.

Ask about Uninsured Motorist Property Damage Coverage

Suppose you’re hit by an uninsured driver, and your motorcycle is destroyed.  Your UI/UIM will cover your medical bills and replace your damaged property, right?

In many cases, it will not.

Some insurance companies lump property damage into their UI/UIM coverage, but many do not.  They have an entirely separate policy for this.  If you want to make sure that your body and your property are protected in the event of a motorcycle wreck, talk to your insurance agent about uninsured motorist property damage protection.

The Difference between Collision and Liability Insurance

Many people just know if they have full coverage or liability only.  But do you know the difference and what they mean?

Full coverage is broken into three parts: collision coverage, comprehensive coverage, and liability coverage.  Each one protects you and your property in a different way.

Collision coverage is designed to reimburse you for your losses if you hit another vehicle or object.  Just think of it as if you are driving, and you collide with someone or something, your collision coverage protects you from substantial financial loss.

Comprehensive coverage protects you from things outside of your control: vandalism, hail damage, flooding, animals, and more.  If you can’t comprehend why this would happen to you, comprehensive should cover it.

Liability insurance protects you from being sued by the other party.  If you are the at-fault motorist, and you damage someone else’s vehicle or hurt them, you shift the liability from yourself to your insurance company.

If it’s clear as mud, your insurance agent should be able to explain the differences even better.

Find the Discounts before Applying

Before you hop on your motorcycle, check into what sort of discounts your insurance company provides.  Some will offer a homeowner’s discount, a safe rider discount (especially if you have taken a riding class; something that studies show prevents wrecks), claims free discounts, and more.

Every company is different with what they offer, but find out what you could be eligible for; taking a class could end up saving you a lot of money in the long run.

Talk with a Motorcycle Accident Lawyer at Herbert Law Group

If you’re just enjoying a nice ride, and someone else hits you, their insurance company is probably not going to play nice.

Being hit on a motorcycle almost always results in injury.  Filing a claim against the offending party’s insurance will bring on stress while you’re trying to heal from those injuries.

Leave that stress to the motorcycle accident attorneys at Herbert Law Group.  We’ll negotiate the settlement so that you receive the compensation you need to fully heal.

It all starts with a phone call to see how we can help.  You can call us at 214-414-3808, or if you fill out our contact form, we’ll get in touch with you.  Remember, it’s a free conversation to see if we’re a good fit.

What to Expect after a Motorcycle Accident

Texas Motorcycle Accident Lawyer

A Motorcycle Accident can be Fatal; Here’s what you should Know

Did you know that the majority of motorcycle riders that get in wrecks have less than 5 months riding experience?

If this is your first summer riding, it’s important to pay extra attention, and be diligent to know just how you can avoid a wreck that could potentially claim your life.

If a tragic accident does occur, and you (or your loved one that was riding) are injured or killed, there are a handful of expectations.  We’ll lay out what you need to know, and what you can expect from your motorcycle accident lawsuit.  But first, let’s look at the statistics of who is the most at-risk on the road.

Motorcycle Rider and Accident Statistics

The median age of riders comes in right around 50 years old; the riders most likely to be in wrecks are 16 to 24 years old.

  • Younger riders are generally less experienced.  If you’re young and riding, be safe and don’t take those risks that seem like a good idea.

9 out of 10 motorcycle riders that are involved in wrecks taught themselves how to ride.

Two-thirds of motorcycle wrecks happen because of an inattentive motorist; usually at an intersection.

  • Weather and road conditions make up less than 5% of wrecks; the average bike wreck happens at speeds less than 30mph.

The bulk of seriously injured, or killed, riders have these three things in common:

  • They happen in urban areas.
  • They’re not wearing the proper safety gear.
  • 90% of fatalities happen to men.

What’s our takeaway?  More men ride than women, men take bigger risks, and the majority of wrecks are due to other motorists not paying attention, followed closely by inexperienced riders.

What Happens if I’m in a Motorcycle Wreck?

If you’re the victim of a motorcycle wreck, you need a motorcycle accident lawyer.  There are a number of factors to take into consideration after your wreck, and we want to make sure that you receive the compensation that you need in order to recover from your injuries.

Compensation can include:

  • Covering property damage: your bike was wrecked, it should be replaced.
  • Covering medical bills: you were damaged, you need professional medical attention.
  • Covering future medical bills: not all injuries heal cleanly, medical bills can last years.
  • Covering missed work: without working your income is gone, you still have bills to pay.
  • Covering therapy or mental health care: emotional trauma can last for decades.
  • Covering home modifications: if you’re confined to a wheelchair, you’ll need accessibility.
  • Covering loss of consortium: the death of a loved one is hard; it’s going to take a while to recover.

There are so many factors that the insurance companies will hope you don’t consider.  And without fully understanding what goes on after these accidents, you might miss something.

What we need from you is proper prior planning.

Make sure you wear the proper safety gear.  Safety gear drastically cuts down on your risks of injury or death.

Make sure you have a camera going.  Video evidence will go a long way toward a beneficial settlement.

Make sure you know what not to do after a wreck.  Disrupting the process can cause delays or denials of claims.

Immediately after the wreck, we should talk.

Contact Herbert Law Group for your Motorcycle Accident Lawyer

Herbert Law Group has helped a lot of bikers recover compensation after their wreck.

It all starts with a simple phone call.  Let’s learn what happened, discover what you need, and see how we can help.  There’s no obligation, no commitment, just a conversation.

Call us at 214-414-3808, or fill out the contact form on our site and we’ll reach out to you.

Motorcycle Crashes: 74% are Head-On Collisions

Texas motorcycle crashes lawyer

Why so Many Wrecks are Frontal Collisions

There are 241 motorcycle crashes every day in the US.  About 14 of those riders sustain fatal injuries.

With three quarters of the motorcycle crashes being deemed as head-on, or frontal, collisions, it’s no wonder that so many bikers die from these wrecks.

But what causes them?  Why are so many wrecks in this category?  Let’s take a look at what we know about motorcycle wrecks, and how they occur.

Why Motorcycle Wrecks are Deadly

There are two big reasons on why there are so many bike wrecks, and what makes them deadlier than other motor vehicle accidents.

Motorcycles are less than a quarter the size of a passenger vehicle.  They’re simply harder to see, especially when an inattentive motorist isn’t specifically watching for them.  They’re easier to miss in a blind spot, and when a driver doesn’t see them, he or she pulls out too close.

The reason they’re deadlier is pretty clear.  While helmets and other safety gear go a long way to keeping the rider safe, no amount of padding will help in a major wreck.

The Most Dangerous Parts of the Road for Bikers

There are some parts of the road that are just more dangerous for those on two wheels.  Intersections are one of them; and a vehicle turning left in front of a motorcycle does not count toward the high number of frontal collisions.

So where do these head-on motorcycle crashes happen?  5 places are more dangerous:

Rural Roads – Rural roads are usually narrower and windier than urban roads or highways.  These curves can cause drivers to veer into oncoming traffic.

Distracted Driving – Not exactly a place, but when a driver is distracted (usually staring at their phone) they may cross the center line and into the path of a motorcycle.

Construction ZonesNarrow roads and hazards around mean that sometimes a motorist will swerve to avoid an object, but strike a motorcycle rider instead.

Speeding – Areas that are prone to speeding, such as straight stretches that come up to a curve, can result in a deadly collision.

Weather – The vast majority of fatal motorcycle wrecks happen when the weather is nice (riders tend to not want to ride in the rain or snow).  But weather can cause mishaps.

Narrow and winding roads are problem spots.  Motorists and riders must pay extra attention in these areas.

How to Avoid a Motorcycle Crash

We know the dangerous areas, and what to watch out for.  So how do we avoid a major motorcycle wreck?  It’s pretty similar to any other driving; make sure you’re being safe.

Don’t Tailgate – Keeping a bit of distance allows everyone time to react properly if something goes wrong.

Slow Down – Speed kills.  Staying with the speed limit means you’ll have more time to react in an emergency, and you will be less likely to wreck.

Pay Extra Attention – Motorcycle season is when the weather is nice.  Make sure you’re paying extra attention for bikers, and any other motorist that may be driving erratically.

When everyone takes an extra second to ensure it’s safe, then everyone gets to enjoy the road while being safe.

Herbert Law Group Helps Victims of Motorcycle Crashes

By their very nature, motorcycle crashes result in injury or death.

When that happens, you need a Texas motorcycle lawyer on your side that can help you recover for damages that will fully compensate you for your losses.

That’s where Herbert Law Group comes in.  With the experience and knowledge to get results, we are on your side.  Give us a call at 214-414-3808, or fill out the contact form on our site, and we’ll be in touch to see how we can help you after a wreck.

Motorcycle Safety in Construction Zones

construction zones motorcycle wreck texas

Stay Safe While Riding in Construction Zones with these 3 Riding Tips

Riding season and construction season overlap.  When that weather is nice, the road crews are out there fixing up the roads, and you’re out there on your bike enjoying the sunshine and freedom of two wheels.

Unfortunately, construction zones end up being a hazardous place.  Not just for workers, but motorists; especially those on motorcycles.  Without the balance and protection that a car provides, you and your bike have to pay extra attention.

Know the Laws of Riding in a Construction Zone

Double Penalties – Work zones in Texas come with double penalties if you’re caught speeding.  The reason isn’t to bilk you out of your money.  The reason is that people tend to whip through these areas without regard to the workers’ safety.  By doubling up on the penalty, it encourages people to slow down.

Slow it Down – When you’re in construction zones, slow it down.  You will have more time to react to hazards and complications, and if things do go wrong, you’re less likely to suffer fatal injuries.

Know the Hazards to Watch for in Construction Zones

Workers – We don’t really want to call a construction worker a hazard, but sometimes the workers are in the wrong too.  Be aware of who is around, and watch in case they enter your lane unannounced.

Equipment – Road work requires a lot of heavy machinery.  Sometimes it’s parked in the wrong place; sometimes the operator swings it into the lane you’re riding in.

Loose Materials – Materials being used for construction can spill or become scattered. 

Gravel and Debris – Gravel, dirt, and asphalt is used in road construction.  Take care if it’s in your lane.

Water – When the road is uneven, water can puddle up.  Even the smallest amount can cause you to hydroplane.

Keep an eye out for extra hazards, going slower than normal can help you react in time to avoid them.

Know the Road Transitions in Road Construction

There are some conditions that aren’t exactly hazards.  They’re just the process of updating and fixing the road.

Grooved Pavement – When a road is resurfaced, the top layer of asphalt is ground off.  The underlying layer has grooves in it to give a textured surface that the new layer will adhere to.  This grooved pavement can tend to push your tires around quite a bit.

Uneven Lanes – It’s usually not possible to fix the entire road all at once.  So it’s done one lane at a time.  The lane that has been ground off to allow a new layer of asphalt will be lower than the other.  If you have to cross, know that it will be uneven.

Loose Gravel – Different from the hazard of gravel that was spilled, sometimes gravel stays on the road for a little while (i.e. when chip-sealing a surface). 

Herbert Law Group Helps Motorcycle Wreck Victims

When you’re out riding, you know the risks.  There are a lot of other motorists on the road, and often they don’t watch out for those on two wheels the way that they should.

Compound that with the hazards of riding in construction zones, and summer-time riding can be dangerous.

If you, or a loved one, have been involved in a motorcycle wreck that resulted in injury or death, then we should talk about what your options are.

Get in touch with Herbert Law Group by calling us at 214-414-3808, or fill out the contact form on our site.  There’s no obligation, our first priority is to see if we can help.

May is Motorcycle Awareness Month

Motorcycle awareness Month

How to Care for Texas Motorists Regardless of Wheel Numbers

Warm weather means that there are more bikers on the road.  That’s why May, often considered to be the beginning of riding season, is deemed to be Motorcycle Awareness Month, or Motorcycle Safety Awareness Month.

It’s now that we pay extra attention to how we drive, who we share the road with, and understand the most dangerous parts of the drive for those on two wheels.

Texas Department of Transportation – Share the Road

Texas motorcycle accident attorney

TxDOT has a motorcycle safety slogan – “Share the Road: Look Twice for Motorcycles.”  You may have heard other variations such as “Look Twice Save a Life” or “Share the Road – Drive Aware – Ride Aware”.  All are imparting the same information.

Motorcycles are hard to see.  So every motorist is encouraged to take extra precautions; especially during the warmer months where more riders on the road.

Difficulty seeing them, combined with complacency among many drivers, leads to thousands of crashes each year.  Many of those crashes cost the bikers their lives, or they sustain serious injuries that will forever change how they function and live.

Pay Special Attention at Intersections

Most motorcycle accidents take place at intersections.  When vehicles cross another lane of traffic, there’s always a risk.

That risk is compounded when drivers fail to see an oncoming motorcycle.

Motorcycle awareness is all about making sure that oncoming traffic lane is perfectly clear before you turn left.  Without looking twice, you may not notice the motorcycle, and accidentally turn in front of him or her.

Motorcycle Accidents Have a High Risk of Injury or Death

Because helmets aren’t always required here in Texas, the risk of serious head trauma is significantly heightened.

But head trauma isn’t the only injury a biker can sustain when in a wreck.  Broken bones, lacerations, and back and neck injuries can happen even at relatively slow rates of speed.  The human body, without proper safety gear, is no match for metal vehicles or asphalt pavement.

The risk of accident with serious injuries is only compounded in the mornings and evenings, when rush hour traffic causes more congestion, drivers that may be road raging, and people intent on getting home from work (or to work) as quickly as possible.

Contact Herbert Law Group after a Motorcycle Accident

Motorcycle awareness is important to reduce the number of motorcycle accidents on Texas roads.  However, the sad truth is that those numbers likely will never get to zero.

If you, or a loved one, have been involved in a motorcycle accident that caused serious injury or death, then it’s time to speak with the bike wreck experts over at Herbert Law Group.

With significant experience, Zach Herbert, Brandon Lavery, and Kaitlyn Moreno know what has happened, and what it will take to make sure that you’re fully compensated after the wreck.

Simply fill out the contact form on our site, and we’ll be in touch.  Or give us a call at 214-414-3808, and we’ll have a conversation on how Herbert Law Group can help reduce your stress, and get you on the path to healing faster.

Motorcycle Positioning: Where is the Safest?

Texas motorcycle lawyer motorcycle positioning

When Riding You Need to Know where Safety Is

As long as the weather is nice, it’s riding season.

As a rider, you have to be diligent to make sure that you position your motorcycle properly, to ensure maximum safety.  Yeah, other drivers need to be attentive and watch out for bikers as well as other motorists, but if history has shown us anything, that’s not really happening.

As a motorist, watch out for those on two wheels.  It takes one extra second to save a life.

When you’re riding, safety is all about motorcycle positioning and being able to escape a potentially deadly situation.  Here’s how you can position yourself, and your bike, to ensure you come out alive.

Divide the Lane into Three Parts

On a motorcycle, you have three choices when it comes to the lane that you’re riding in.  You can position yourself on the left third, the middle third, or the right third.

Here’s a hint: never use the middle third unless necessary.  This is where cars and trucks drip oil, and where a lot of debris on the road gets pushed to.  So, avoid the mid where the hazards are.

That leaves you with the choice of the left third, or the right third.  Often, the right is going to be your best spot for safety, as it’s the farthest from oncoming traffic as possible.  But there are other considerations to be aware of.

Consider the Intersection where You’re Stopping

When you’re coming to an intersection, it’s important to pay attention to what goes on at that intersection.  Are there multiple lanes going in either direction?  Will oncoming traffic turn left in front of you (or do they have to turn only at a green arrow)?  Can side traffic turn right on red?  What sort of buildings, sidewalks, or obstructions are there just off the side of the road?

Depending on which way you’re moving, and which way the other traffic will be required to move, determines if you want to be in the left third, or the right third.

Remember, the middle third is almost never desirable.

Consider Traffic and Patterns

Motorcycle positioning is largely determined by the other traffic on the road, and where they’re most likely to go.

Are you in the inside lane, with heavy oncoming traffic?  Then the right third will likely be the safest spot.

Are you in the outside lane, with traffic merging into your lane?  Then the left third will likely be the safest spot.

Is traffic dense or sparse?  Are you coming to an intersection first, or one of many in a long line of vehicles?  Is there one vehicle behind you, or many?

Unfortunately there are so many options and variables, that motorcycle positioning isn’t a clear answer in every single situation.

Determine the Best Escape Route

No matter which third you decide to ride in, there’s one important factor at all times: is there a way out?

Can you quickly maneuver your bike out of harm’s way?  Can you jump off and move to safety if you can’t ride there?  Are there other vehicles, or immovable objects, blocking your path to freedom?

Always be ready to divert your course to avoid a wreck.

Talk to Herbert Law Group: Texas Motorcycle Lawyers

If you have been injured in a motorcycle wreck, no matter which position your motorcycle was in, you need to speak with an attorney that knows the laws.

Herbert Law Group has helped hundreds of individuals receive the compensation they need to fully heal from their wreck.  All we need to do first is have a simple conversation to see if, and how, we are able to help.

Give us a call at 214-414-3808, or fill out the contact form on our site and we’ll be in touch.

How Insurance Companies Avoid Your Motorcycle Claim

motorcycle wreck insurance company claim

Insurance will Deny, Delay, Diminish, or Deflect Your Claim

Insurance companies are just that: companies.  Their primary goal is to make money to make sure their shareholders or members are happy.  If that means bilking you out of your rightful claim, they will do everything they legally (and sometimes illegally) can do in order to diminish the amount they pay out after a motorcycle wreck.

What can you do to combat this and ensure that you’re fully compensated for your losses?  First of all, you can enlist the help of Herbert Law Group.  With our experienced legal team, we make sure that you’re not stressing over what you legally are entitled to.

Long before the wreck, though, make sure to keep these points in mind.

An Insurance Company will Flat Out Deny Your Claim

The number one way that an insurance company will try to weasel their way out of paying for a claim is to simply deny that your loss is covered.

The way that they do this is often to get you to admit to something, anything, that can be used against you.  If you’ve been in a wreck, don’t ever agree to be on a recorded line.  If you admit to something as simple as, “I may have been going a few miles per hour over the speed limit” you set yourself up for your claim being denied.

An Insurance Company will Diminish Your Claim

Often the full extent of your loss won’t be known for a while.  Your injuries may not present themselves right away, or your doctor may have to monitor you for a while to ensure no lasting effects come up.

The insurance company doesn’t want to pay out any more than the bare minimum.  To diminish the severity of your claim, they will offer a lowball settlement that might look good at first, but will be far from good when it comes down to it.  These settlements can include coverage for your property loss (fixing or replacing your busted up motorcycle), paying your initial medical bills, and maybe a thousand or two thousand dollar for pain and suffering.

An Insurance Company will Delay Your Claim

After your wreck, it’s important to get things taken care of as quickly as possible.  There are two big reasons for this: witnesses and evidence are harder to analyze the longer the time passes, and Texas has a two year statute of limitations.

The insurance company is counting on witnesses forgetting key information, evidence that wasn’t taken into account right away is lost, forgotten, or overwritten (images and video are only kept for so long on security cameras), and eventually the statute of limitations will run out.  A motorcycle wreck lawyer will help keep things moving, and even push for bad faith if the insurance company isn’t doing their part.

An Insurance Company will Deflect Your Claim

There are a lot of issues and moving parts to a motorcycle wreck claim.  Sometimes they get downright confusing.  Something the insurance company will use against you.

Here’s a way that it often works.  The insurance company claims they need your medical records so they can verify that you did indeed seek treatment.  But what they don’t tell you is that you’re giving them all of your records.  So, when they see that you injured your arm in the wreck, but you also had surgery on that same arm years earlier (maybe from an old sports injury), they can deflect and say that the injury wasn’t from the wreck, but rather from that old injury.

Herbert Law Group will Defend Your Claim

Insurance companies need to make money.  Unfortunately, they will often tread on the people they are there to help, in order to post a profit for that quarter.

When you have suffered a loss, you need someone on your side.  You need a motorcycle wreck attorney in Texas that knows the law, understands what to fight for, and how to help you receive compensation that fully covers your losses.

If you fill out the contact form on our site, or give us a call at 214-414-3808, we can get started with your free initial consultation to see how we are able to help you heal.

The Top Causes of Motorcycle Wrecks

Top causes of motorcycle wrecks in Texas

Know the Dangers, and Avoid a Motorcycle Wreck

As spring picks up, and the weather gets nicer, more and more people will be out enjoying the open road on their motorcycles.

Since motorcycles are harder to see than a passenger vehicle or a truck (that’s why we recommend using hand signals and making sure your headlights are functioning properly) it’s important that we all do our part to avoid a collision with a motorcycle rider.

To avoid those collisions, we should know the top causes of motorcycle wrecks.

Left-Hand Turn Causes Motorcycle Wrecks

Nearly half of fatal motorcycle wrecks are when another motorist turns left in front of them.  That whole part about being harder to see is even more dangerous when other motorists simply don’t pay attention.

If you’re in a car: look three times before you turn.  If you’re on the motorcycle: assume that the turning driver isn’t going to see you and be prepared to take evasive action.

Road Hazards Cause Motorcycle Wrecks

There are a lot of things that a car can simply run over, that a motorcycle isn’t going to be able to overcome.  The shortlist of road hazards includes:

  • Sticks and leaves
  • Gravel
  • Edge breaks (where pavements meet and are differing heights)
  • Smooth surfaces (even painted lines count)
  • Puddles
  • Potholes

Experienced riders know these dangers and take action to avoid them.  But even the most experienced riders can miss the dangers on occasion.

Speeding, by any Motorist, Causes Motorcycle Wrecks

Speed kills.

Whether you’re on the bike or in the car, excessive speeding increases the chances of a fatal accident exponentially.  The rider usually fares worse than those in a vehicle simply because of the lack of a protective cage around him or her.

Slow it down, be aware, and don’t take stupid risks.

Lane Splitting Can Cause Motorcycle Wrecks

Lane splitting isn’t legal in Texas… but it’s not explicitly forbidden either.  Take a look at our previous blog about lane splitting for the details on that one.

Lane splitting certainly helps traffic to keep flowing, and frees up space when vehicles line up at intersections.  But there are dangers and risks to lane splitting, and the action has led to a number of motorcycle wrecks.

Impaired or Distracted Driving Causes Motorcycle Wrecks

Drunk driving deaths have decreased since the 1980’s.  But distracted driving deaths have increased now that most of us carry little computers around in our pockets.

Neither riders nor drivers have any excuses for driving impaired or distracted.  We’re in a world where calling for a ride home is a matter of a few clicks on the phone, and a rideshare driver will pick you up.

Unfortunately, distracted and drunk driving will likely continue as long as we have vehicles.

Come to Herbert Law Group to Find Justice after Your Motorcycle Wreck

Even if your wreck wasn’t in the top causes of motorcycle wrecks, we want to speak with you!

It’s likely that after your motorcycle accident, the insurance companies aren’t playing nice.  That’s why personal injury lawyers are here.  We want to help you collect the settlement that you need and deserve.

Give us a call at 214-414-3808, or fill out the contact form on our site.  We’re ready to have a conversation to see how we can help you.