After a Wreck, You May be Hit these Five Ways
Even a minor wreck, where you’re not injured, can end up costing a lot of money. When it comes to wrecks where the bulk of the costs are property damage, insurance companies generally do a good job of making sure you’re taken care of. Those kinds of car accident damages are easy to deal with.
But for others, those wrecks where you’re injured – or someone is killed – those wrecks get a little more complicated.
We’ve rounded up five kinds of car accident damages that you will incur after a major accident.
Car Accident Damages Range in Costs
There’s no particular order to this list, they’re all going to add up to a considerable sum. That’s why you always want the Car Crash Captain on your side if you’re in a wreck.
1 – Out-of-Pocket Expenses
There are a lot of little expenses that add up over time. A complicated claim that takes longer ends up having even more of these out-of-pocket expenses.
So, what are they? If your vehicle is wrecked, you either need a rental or you need to take public transportation. You might have to purchase a significant amount of over-the-counter medical supplies to aid in your ongoing recovery. Parking fees, new clothing to replace that damaged in the wreck, and more all come out of your pocket. Keep track of them as these are real costs to you after a crash.
2 – Property Damage
Every wreck involves property damage. Vehicles collided, and they get damaged or ruined. This type of car accident damage is actually pretty easy to account for.
Your vehicle is worth a certain amount of money. An auto body shop will charge to restore it to its fully functioning capabilities, unless the cost to repair exceeds the value of the vehicle. The negligent party’s insurance will pay for the repairs or replacement of that vehicle.
3 – Medical Expenses
Any accident that involves an injury will have medical expenses. These can quickly accumulate into the many thousands of dollars, but they’re all traceable and trackable. Just make sure that you seek medical attention right away so there is no argument that you might be claiming an injury that’s a pre-existing condition.
Medical expenses include everything from your hospital visit and follow-up doctor visits, to physical therapy, ongoing treatments, and disability costs (think of all the supplies you would need if you’re confined to a wheelchair).
4 – Pain and Suffering
Property damage and medical expenses are easy to calculate. But where the insurance company will likely try to stiff you are with car accident damages that aren’t easy to see.
Pain and suffering is all about the mental anguish and distress that you go through after an accident. How do you put a number on re-learning how to live if you’ve lost a leg? What amount will help you if your spouse is killed in a wreck? How much therapy does a person need to get back into a positive frame of mind? Anxiety, loss of enjoyment in life, and stress due to these circumstances can greatly diminish your quality of life.
5 – Lost Wages
If you’re in the hospital after a wreck, you likely won’t be able to make it into work that day. Depending on how severe your wreck is, you might not make it into work for quite a while.
In most situations you won’t have to worry about losing your job, but there are many times when your injuries make it so that you can’t perform your work duties anymore. Then, if you’re put in a new position, you might not make the same wages. If your pay drops a few thousand dollars per year, that adds up to a significant sum throughout your working career.
Let Herbert Law Group Help with Your Claim
Car accident damages aren’t always easy to see. And that’s what insurance companies are counting on. They are hoping that you won’t realize that your healing will take far more than the offer they are throwing out there.
That’s why you need Herbert Law Group on your side. We have seen these situations before, and we know what your wreck is worth.